Ekonomi

Kredi faizlerinde dibi sıyırdılar! Konut kredisi 1 milyon liranın aylık geri ödemesi ortaya çıktı

Türkiye Cumhuriyet Merkez Bankası’nın politika faizini kademeli olarak 6.5 puan düşürerek %46’dan %39,5’e çekmesi, konut kredilerinde de etkisini gösterdi.

Abone Ol

<div class="_tableContainer_1rjym_1"> <div class="group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse" tabindex="-1"> <table data-start="629" data-end="1314" class="w-fit min-w-(--thread-content-width)"> <thead data-start="629" data-end="686"> <tr data-start="629" data-end="686"> <th data-start="629" data-end="637" data-col-size="sm">Banka</th> <th data-start="637" data-end="652" data-col-size="sm">Aylık Taksit</th> <th data-start="652" data-end="665" data-col-size="sm"> <a href="https://www.antalyahakkinda.com/haberleri/faiz" class="tag-link" title="Tüm faiz haberleri" target="_blank">Faiz</a> Oranı</th> <th data-start="665" data-end="686" data-col-size="sm">Toplam Geri Ödeme</th> </tr> </thead> <tbody data-start="743" data-end="1314"> <tr data-start="743" data-end="801"> <td data-start="743" data-end="765" data-col-size="sm"><strong data-start="745" data-end="764">Garanti Bankası</strong></td> <td data-start="765" data-end="777" data-col-size="sm">28.966 TL</td> <td data-start="777" data-end="785" data-col-size="sm">%2,79</td> <td data-start="785" data-end="801" data-col-size="sm">3.507.378 TL</td> </tr> <tr data-start="802" data-end="855"> <td data-start="802" data-end="819" data-col-size="sm"><strong data-start="804" data-end="818">İş Bankası</strong></td> <td data-start="819" data-end="831" data-col-size="sm">28.966 TL</td> <td data-start="831" data-end="839" data-col-size="sm">%2,79</td> <td data-start="839" data-end="855" data-col-size="sm">3.492.488 TL</td> </tr> <tr data-start="856" data-end="907"> <td data-start="856" data-end="871" data-col-size="sm"><strong data-start="858" data-end="870">Albaraka</strong></td> <td data-start="871" data-end="883" data-col-size="sm">28.603 TL</td> <td data-start="883" data-end="891" data-col-size="sm">%2,75</td> <td data-start="891" data-end="907" data-col-size="sm">3.448.925 TL</td> </tr> <tr data-start="908" data-end="957"> <td data-start="908" data-end="921" data-col-size="sm"><strong data-start="910" data-end="920">Akbank</strong></td> <td data-start="921" data-end="933" data-col-size="sm">28.061 TL</td> <td data-start="933" data-end="941" data-col-size="sm">%2,69</td> <td data-start="941" data-end="957" data-col-size="sm">3.386.904 TL</td> </tr> <tr data-start="958" data-end="1009"> <td data-start="958" data-end="973" data-col-size="sm"><strong data-start="960" data-end="972">Halkbank</strong></td> <td data-start="973" data-end="985" data-col-size="sm">28.151 TL</td> <td data-start="985" data-end="993" data-col-size="sm">%2,70</td> <td data-start="993" data-end="1009" data-col-size="sm">3.394.668 TL</td> </tr> <tr data-start="1010" data-end="1062"> <td data-start="1010" data-end="1026" data-col-size="sm"><strong data-start="1012" data-end="1025">VakıfBank</strong></td> <td data-start="1026" data-end="1038" data-col-size="sm">30.798 TL</td> <td data-start="1038" data-end="1046" data-col-size="sm">%2,99</td> <td data-start="1046" data-end="1062" data-col-size="sm">3.710.719 TL</td> </tr> <tr data-start="1063" data-end="1109"> <td data-start="1063" data-end="1073" data-col-size="sm"><strong data-start="1065" data-end="1072">TEB</strong></td> <td data-start="1073" data-end="1085" data-col-size="sm">31.260 TL</td> <td data-start="1085" data-end="1093" data-col-size="sm">%3,04</td> <td data-start="1093" data-end="1109" data-col-size="sm">3.767.768 TL</td> </tr> <tr data-start="1110" data-end="1167"> <td data-start="1110" data-end="1131" data-col-size="sm"><strong data-start="1112" data-end="1130">Ziraat Bankası</strong></td> <td data-start="1131" data-end="1143" data-col-size="sm">32.654 TL</td> <td data-start="1143" data-end="1151" data-col-size="sm">%3,19</td> <td data-start="1151" data-end="1167" data-col-size="sm">3.935.051 TL</td> </tr> <tr data-start="1168" data-end="1220"> <td data-start="1168" data-end="1184" data-col-size="sm"><strong data-start="1170" data-end="1183">DenizBank</strong></td> <td data-start="1184" data-end="1196" data-col-size="sm">32.841 TL</td> <td data-start="1196" data-end="1204" data-col-size="sm">%3,21</td> <td data-start="1204" data-end="1220" data-col-size="sm">3.957.477 TL</td> </tr> <tr data-start="1221" data-end="1267"> <td data-start="1221" data-end="1231" data-col-size="sm"><strong data-start="1223" data-end="1230">ING</strong></td> <td data-start="1231" data-end="1243" data-col-size="sm">35.953 TL</td> <td data-start="1243" data-end="1251" data-col-size="sm">%3,54</td> <td data-start="1251" data-end="1267" data-col-size="sm">4.330.985 TL</td> </tr> <tr data-start="1268" data-end="1314"> <td data-start="1268" data-end="1278" data-col-size="sm"><strong data-start="1270" data-end="1277">QNB</strong></td> <td data-start="1278" data-end="1290" data-col-size="sm">37.766 TL</td> <td data-start="1290" data-end="1298" data-col-size="sm">%3,73</td> <td data-start="1298" data-end="1314" data-col-size="sm">4.548.595 TL</td> </tr> </tbody> </table> </div> </div> <p data-start="1316" data-end="1542">Faizlerin düşmesiyle birlikte, 1 milyon TL’lik konut kredisi kullanacak yatırımcıların aylık taksitleri ciddi oranda azaldı. Uzmanlar, düşen faizlerin konut piyasasını canlandırması ve kredi kullanımını artırması bekleniyor.</p>